Bank Agreements - General
Need for Bank Agreements
Required Bank Agreements
Bank-Specific Agreement Guidelines
Need for bank agreements
If the company adopts any of the following:
- Accounts payable for purchase invoices
- Accounts receivable for sales invoices
- Heeros Bank
Bank agreements related to Heeros payments need to be opened with the banks.
If any of the following is implemented for the company:
- Heeros Accounting
- eSalaries
banking agreements may also be needed. The need for banking agreements regarding these applications depends on:
- do we want to automatically import bank statements into the accounting or should we fetch them from another banking software
- are salaries paid directly from eSalaries or is another banking software used
Required bank agreements
For necessary banking operations, two agreements are always required: a WebService agreement and a payment transfers agreement.
WebService agreement is an agreement between the bank and the accounting office or the company managing Menu for the transmission of payment transfers. Only one WebService agreement is required for each bank, so the agreement does not need to be opened or activated more than once for each bank. The WebService agreement opens a channel from Heeros to the bank, through which the banking transactions of all companies in Menu can flow.
Payment transfers agreement must be made separately for each company listed in the Menu that requires banking services. The payment transfer agreement must be attached to the WebService agreement opened with the respective bank. The payment transfer agreement defines which banking services the company uses in Heeros, whether payments, references, and/or bank statements are needed, and if, for example, balance inquiries are used.
Bank-specific contractual instructions
In these instructions, you will find bank-specific guidelines for entering into the necessary contracts as well as instructions on what actions are required to implement the services. You can find a list of banks both below and in the General Instructions > Company management section.
Bank Agreements - Danske Bank
Bank Agreements - Nordea
Bank Agreements - Osuuspankki
Bank agreements - S-Bank
Bank Agreements - Ålandsbanken
Bank Agreements - Samlink banks; Savings Banks, POP Banks, Aktia, and Handelsbanken
Bank Agreements - Skandinaviska Enskilda Banken AB (SEB)
Bank Agreements - DNB Bank ASA