Bank Agreements - Osuuspankki
Required agreements
Services required by the payment transfer agreement
Osuuspankki credentials to be reported to Heeros
Osuuspankki agreement templates
Required agreements
Web Services agreement for the accounting office or the company managing Menu.
A Web Services connection will be established for transferring material between Heeros applications and the bank. Please contact your contact person at Osuuspankki.
- Request the bank to establish a new Web Services service agreement (previous possible accounting office Web Services agreements cannot be used). NOTE! The bank must establish an agreement for a new location (for example, location 009), as using previous locations would result in the bank statement being created only once in the bank's system, and it may not be retrieved correctly in Heeros.
Payment transfers agreements for the accounting office's clients or for the companies listed in the Menu.
For each company using Osuuspankki, a Banking channel authorization will be established, where the customer is linked to the Web Services channel used in Heeroks.
Services required for payment transfers agreement
Companies using accounts payable
- All payment transfer accounts of the company at Osuuspankki from which the company makes payments (Authorizer)
- Information about the Web Services agreement, including the used channel and its location identifier
- Machine-readable bank statement to be retrieved daily, in file format KTO. NOTE! If the customer has few transactions, the bank statement can be retrieved weekly. In this case, payments will only be marked as completed once a week, after the retrieval of the bank statement.
- C2B payments for SEPA payments, Detailed feedback on debited payments SEPA payments (camt 054) - No, Payment feedback (pain) on successful payment batches - Yes
Companies using accounts receivable
- All payment transfer accounts of the company at Osuuspankki, to which reference payments are received (Authorizer)
- Details of the Web Services contract, namely the channel used and its location identifier
- Reference list, file format KTL
Companies using Heeros Bank
- All of the company's payment transfer accounts at Osuuspankki from which the company makes payments (Authorizer)
- Web Services contract information, i.e., the channel used and its location identifier
- Machine-readable bank statement to be retrieved daily, with data format KTO. KTO includes balance and transaction queries.
- C2B payments for SEPA payments, Detailed statement of Debited payments SEPA payments (camt 054) - No, Feedback on the payment (pain) of successful payment batches - Yes
- If necessary, reference list, file format KTL
Companies using Heeros Accounting (if the bank statement is to be automatically posted to the accounting)
- All payment transfer accounts of the company at Osuuspankki from which the company makes payments (Authorizer)
- Details of the Web Services agreement, including the channel used and its location identifier
- Machine-readable bank statement available for retrieval daily, with data format KTO. KTO includes balance and transaction inquiries. Depending on the needs, the bank statement can be set to be retrieved daily, weekly, or monthly. NOTE! If the accounts payable module for Purchase Invoices is in use, the bank statement must be set for daily retrieval. Purchase Invoices and Heeros Accounting use the same bank statement.
Companies using eSalaries (if the payment of salaries is to be made directly from eSalaries)
- All of the company's payment transfer accounts at Osuuspankki from which the company makes payments (Authorizer)
- Details of the Web Services agreement, namely the channel used and its location identifier
- Machine-readable bank statement to be retrieved daily, data format KTO. NOTE! If the customer has few transactions, the bank statement can be retrieved weekly. In this case, payments will be marked as completed only once a week, after the retrieval of the bank statement.
- C2B payments for SEPA payments, Detailed feedback on charged payments SEPA payments (camt 054) - No, Payment feedback (pain) on successful payment batches - Yes
Osuuspankki credentials to be reported to Heeros
Once the agreements have been opened at the bank, please send the Web Services credentials to Heeros Application Support (tuki@heeros.com) or possibly directly to the person agreed upon separately.
Note! The credentials must be sent to Heeros unused and without compromising security, e.g., in separate email messages.
- Channel user ID (from the Web Services agreement)
- First part of the transfer key for the certificate channel (from the Web Services agreement)
- Second part of the transfer key for the certificate channel (from the bank by mail or SMS)
Upon receiving the credentials, Heeros opens the Web Services channel to the bank. When the customer receives confirmation from Heeros regarding the opening of the channel, the main user can proceed with the necessary actions for the company's accounts payable/accounts receivable/banking/accounting/eSalaries.
We recommend monitoring the payment transfers of the new channel a bit more closely at first and ensuring that payments are sent and settled without issues from Purchase Invoices in eSalaries and Heeros Bank, and that reference materials are sent to Sales Invoices as well as bank statements to Heeros Accounting. If you notice any errors or problems in processing the materials, please contact Heeros Application Support.